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Unlisted Shares

FEDBANK FINANCIAL SERVICES Essentials

As of July 13, 2024, FEDBANK FINANCIAL SERVICES, Listed Shares are trading at ₹127.00 per share.

ISIN

INE007N01010

Face Value

₹ 10

Total Share

32,19,11,605

P/E

****

Market Capitalisation

₹ 4,088.28 Cr

Enterprise Value

₹ ****

Sector

Financials

Sub-sector

Diversified Financials

Category

Listed

FEDBANK FINANCIAL SERVICES Growth

Compounded Sales Growth

Highlights

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Healthy Net Interest Income Growth (NII):- The Y-o-Y growth in the NII in FY23 over FY22 is 34.5%. The 3-year CAGR of NII stands at 22.8%

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Robust Expansion in Asset Under Management (AUM):- The Y-o-Y growth in AUM in FY23 over FY22 is 46.6%. The 3-year CAGR growth in AUM stands at 23.1%.

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Making Substantial Profits:- The Y-o-Y growth in the profits of the company in FY23 over FY22 is 42.9%. The 3-year CAGR profit growth for the company is 74.1%

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Rising Return on Equity:- Company generated a Return on Equity of 8.1% in FY21 which increased to 10.4% in FY22 and to 14.4% in FY23

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Sufficiently Liquid:- The Capital Adequacy Ratio (CAR) of the company in FY23 stands to be at 17.9% which is way above the minimum capital requirement of 15% for NBFCs

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Strong Management Team:- Fedral Bank is the promoter of the company and has more than 70% ownership in the company

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Investment Thesis:- Though the company's performance has been outstanding and the company has the strong brand recognition of Fedral Bank. Also, the cost of capital is among the second lowest as compared to its competitors (Five Star Business Finance, Aptus Value, Muthoot Finance, Manappuram Finance and IIFL Finance) but the average P/B of the industry is 3.0 whereas at higher price band of Rs 140, the P/B value of the company is 3.3 which seems to be fairly valued and hence will be a good investment for a time horizon of 3 to 5 years rather than the listing gains.   

Business Rating

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Managment

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Accounting Practice

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Profatibility

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Solvency

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Growth

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Valuation

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Overall Ratings

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Recommendation

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Our Team

Quantity

Invest

, Min. Investment: ₹