Fino Paytech Profit and Loss

  • Total Revenue

    The total revenue of the company increased by 20% y-o-y in FY22 because of an increase in the sale of products, cash management services, insurance, remittances and commissions, exchange, and brokerage.

  • Net Income

    The company's net loss increased by 5% y-o-y in FY22 because revenue from operations of the company increased by 20% and expenses of the company increased by 28%, while over the five years, net loss decreased by 10% CAGR.

Financial Year

Total Revenue
COGS
Gross Profit
Raw Materials
Power & Fuel Cost
Employee Cost
Sales & Administrative Expenses
Operating & Other Expenses
EBITDA
Depreciation/ Amortization
PBIT
Interest & Income
Interest & Expense
Other Items
PBT
Taxes & Other Items
Net Income
Diluted EPS
Basic EPS
DPS
Payout Ratio
FY 2018

37,694.02

-

37,694.02

10,500.94

-

15,626.29

1.69

20,972.4

-9,407.3

2,722.48

-12,129.78

-

5,475.7

-

-17,605.48

-884.67

-16,720.81

-13.26

-13.07

-

-

FY 2019

54,739.1

-

54,739.1

11,880.45

-

17,302.44

-

21,932.16

3,624.05

2,456.17

1,167.88

-

6,562.96

-

-5,395.08

1,937.63

-7,332.71

-5.75

-5.75

-

-

FY 2020

85,291.29

-

85,291.29

14,721.55

-

17,045.78

-

46,139.05

7,384.91

3,730.12

3,654.79

-

5,640.52

-

-1,985.73

113.91

-2,099.64

-1.66

-1.66

-

-

FY 2021

83,451.26

-

83,451.26

14,054.17

170.72

14,562.9

-

51,637.2

3,026.27

6,631.64

-3,605.37

1,184.14

3,957.24

-1,401.82

-4,976.65

63.53

-5,040.18

-3.94

-3.94

-

-

FY 2022

1,00,081.9

-

1,00,081.9

17,536.89

27.32

15,558.88

-

69,739.65

-2,780.84

4,374.68

-7,155.52

2,129.14

3,009.7

-2,851.98

-5,184.1

130.59

-5,314.69

-4.56

-4.56

-

-

EPS and DPS in ₹. Other numbers except Payout Ratio in ₹ L

* denotes current year's data

  • Fino Paytech Annual Reports

2019

2020

2021

2022

Fino Payment Bank DRHP