Paytm Unlisted Shares Essentials

• The landscape of payments and transactions is changing rapidly, owing to the growing enterprises and consumer propensity toward digital transformation and proliferation of smartphones.
• The India mobile payments market was valued at $125.6 billion in 2019, and is projected to reach $1,384.0 billion by 2027, registering a CAGR of 35.0%. The mobile web payments segment was the highest revenue contributor with $65.3 billion in 2019, and is estimated to reach $638.6 billion by 2027, registering a CAGR of 33.0% 
• It is estimated that India may see the fastest growth in digital payment transaction value between 2019 to 2023 with a CAGR of 20.2%.
• UPI Transaction shows tremendous growth in India, It has recorded 187% or 3X jump Aggregating 10,787.54 mn transaction in 2019. While in March 2020 UPI transactions were valued at $ 29.22 bn in March 2020, recording 1.25 bn transactions.
• India's mobile wallet industry is estimated to grow at a CAGR of 150% to reach $4.4 bn by 2022, while mobile wallet transactions is estimated to touch $492.6 bn during the same period.
• PAYTM is operating its business in giant market of digital payment which is estimated to grow into ₹ 9500 bn in coming few years.

• Paytm is planning to have gold bank a/c, which will allow users not only to buy gold and store it in digital form but also to use it to buy other services on paytm.
• Due to several factors, including Indian government initiatives and reforms, improving technology, increasing reach and awareness, digital payments are expected to become more than double from US$ 20 trillion in FY 2021 to US$ 40-50 trillion by FY 2026.
• In India, as unique mobile payment users increase from 252 mn in FY 2021 to 650-700 mn in FY 2026, mobile payments are expected to increase by 5x crossing 100 billion payments in volume. The individual was the highest revenue contributor with $84.6 billion in 2019, and is estimated to reach $959.9 billion by 2027, registering a CAGR of 35.5%.
• TPV of payment aggregator is expected to increase from $170 bn in FY 2021 to $550 bn in FY 2026 where Paytm has the widest selection of payments, commerce and financial services With increased acceptance of digital payments, more companies have started offering digital payment solutions. As of now Paytm is the most integrated player with presence across various payment formats.
• Yearly investment in gold expected to increase from $25 bn in FY 2021 to $41 bn by FY 2026. Paytm is looking forward to increase its dealing in golds, and planning to have a gold bank A/C.

In 2008, National Payments Corporation of India (NPCI) was set up as an umbrella organization for retail payment system. It is an initiative of RBI and Indian Banks Association (IBA) to create a robust payment and settlement infrastructure in India. In last 10 years, it has introduced various digital platforms and mode of payments such as UPI, RuPay, Aadhaar Enabled Payment System