Paytm Share Price | Buy Paytm Unlisted Shares

Paytm Unlisted Shares

Content

Paytm Essentials

Here in this research report, you will get:
- Paytm IPO Review and Analysis
- Paytm Pre IPO Details

- Paytm Upcoming IPO Details
- Expected Paytm Upcoming IPO Date
- Expected Price Band
- Management Details (Ownership)
- Business Model
- Key Ratios
- Peer Comparisons
- Financial reports (Profit and Loss Statements, Balance Sheets, Results, Growth, Valuations, Funding Rounds)

- Latest News (Articles and Videos)
- Upcoming and Past Events Details
- Rating and recommendations for the Company's shares (Whether to Buy/Sell/Hold)

- Paytm (Paytm Share Price). (Latest in Pre IPO Market)

Discover and get info on Paytm Share Price before buying, selling and investing - Read our Research report on Paytm IPO For Information like - Management, Business Model, Financials, Growth, Valuations, Funding Rounds, News.

ISIN

INE982J01012

Face Value

₹1.00

Total Share

60,59,30,140

Total Income

₹3,186.80 Cr

Profit After Tax

-₹1,701.01 Cr

EPS

-₹281.69

Enterprise Value

-₹2,263.86 Cr

Book Value

₹120.54

Sector

Financials

Sub-sector

Payment Infrastructure

Paytm Growth

Compounded Sales Growth

-14.58%

1 Year
-2.81%

3 Year
46.13%

4 Year

Pro Only

Compounded Profit Growth

42.18%

1 Year
36.45%

2 Year
-28.71%

4 Year

Pro Only

Return On Equity

-23.29%

2021
-42.28%

2020
-31.69%

2018

Pro Only

About Paytm

One 97 communication was incorporated on 22 December 2000 by Mr. Vijay Shekhar Sharma. It provides provides payment, commerce and cloud, and financial services to consumers and merchants in India.I
The company provides a suite of payment services for consumers and merchants to make and receive payments in a secure manner both online and in-store; and lifestyle commerce services, including ticketing, travel, entertainment, gaming, food delivery, ride hailing, and other services.
It also offers software and cloud services for merchants, such as billing, ledger, vendor management, customer promotions, and catalogue and inventory management; and business management tools comprising real time bank settlement and analytics, reconciliation services, banking services, access to financial services
PAYTM was established in 2010 under One97 Communications Ltd. As a prepaid mobile recharge website and company is continuously improving its services and shifting towards e-commerce business segment.
Company is going to launch stock brokerage services in a few weeks. The Noida-based firm received nod from SEBI for stock broking in January. According to its CEO, the stock brokerage services will come under Paytm Wealth feature.
Paytm offer services in 11 Indian languages and offers online use-cases. As per the company, over 7 million merchants across India use this QR code to accept payments directly into their bank account. Paytm launched an all-in-one QR code payments features with no MDR on the Transactions made through UPI and Rupay card.
Paytm, with over 350 mn users, constituted the highest users base in digital payments in India for the year 2019 and has AUM of around Rs 52 bn.

Paytm IPO Details

Paytm received approval of shareholders for the country's biggest public offer of Rs 18,300 crore. The shareholders have approved raising Rs 8,300 Cr from fresh issue and 10,000 Cr from offer for sale. One97 Communications IPO is opening on 8th November,2021 and Paytm IPO Price band is Rs. 2080-2150.

Open Date

8 Nov 2021 at 10:00 AM

Closed Date

10 Nov 2021 at 05:00 AM

Listing Date

18 Nov 2021 at 10:00 AM

Paytm
Offer for Sale

₹ 10000.00 Cr

Paytm
Fresh Issue

₹ 8300.00 Cr

Paytm
Total IPO Size

₹ 18300.00 Cr

Paytm
Price Brand

₹ 2080 - ₹ 2150

Paytm
Min Order Qty

6 Shares

Paytm
Grey Market Premium

₹ 60 - ₹ 65

Paytm Retail Subscription Status

1.66x

Paytm QIB Subscription Status

2.79x

Paytm Non-Institutional Subscription Status

0.24x

Paytm Merger & Acquisition

Acquisition

In 2013, Paytm acquired Plustxt for under $2 mn. Plustxt was started by IT graduates which allowed fast text messaging in any Indian Language
In 2015, Paytm invested $5 mn in auto-rickshaw aggregator and hyperlocal delivery firm Jugnoo. The funds were meant to enable Jugnoo to scale up its operations across the country, and improve its driver efficiency. It also acquired Delhi-based consumer behaviour prediction platform Shifu and local services startup "Near.in".
In 2016, Paytm invested in logistics startups LogiNext and XpressBees.
In April 2017, Paytm invested in healthcare startup QorQL which uses artificial intelligence (AI) and big data to help doctors improve their productivity and quality of care, and enable patients to manage their health better. In July 2017, it acquired a majority stake in online ticketing and events platform Insider.in. The same year, Paytm acquired Little & Nearbuy, and merged both.
In June 2018, the company acquired the startup Cube26.
In FY21, Paytm acquired insurance firm Raheja QBE for $74 mn

Paytm Subsidiaries

Indian Subsidiaries

1. Fincollect Services Private Limited

2. Little Internet Private Limited

3. Mobiquest Mobile Technologies Private Limited

4. Nearbuy India Private Limited

5. One 97 Communications India Limited

6. Orbgen Technologies Private Limited

7. Paytm Entertainment Limited

8. Paytm First Games Private Limited

9. Paytm Insurance Broking Private Limited

10. Paytm Money Limited

11. Paytm Payments Services Limited

12. Paytm Services Private Limited

13. Urja Money Private Limited

14. Wasteland Entertainment Private Limited

15. Xceed IT Solutions Private Limited

Foreign Subsidiaries

1. One97 Benin SA

2. One97 Communications Bangladesh Pvt. Ltd.

3. One97 Communications FZ-LLC

4. One97 Communications Malaysia Sdn. Bhd.

5. One97 Communications Nigeria Ltd.

6. One97 Communications Rwanda Pvt. Ltd.

7. One97 Communications Singapore Private Limited

8. One97 Communications Tanzania Pvt. Ltd.

9. One97 Uganda Ltd.

10. One97 Ivory Coast SA

11. One Nine Seven Communication Nepal Private Limited

12. One Nine Seven Communications Saudi Arabia for Communication and Information Technology

13. One Nine Seven Digital Solutions Limited

14. One97 USA Inc.

15. Paytm First Games Singapore Pte. Ltd.

16. Paytm Labs Inc

17. Paytm Technology (Beijing) Co., Ltd

Paytm Business Model

They segregate revenue under two revenue lines, (i) Payment and Financial Services, and (ii) Commerce and Cloud Services.

i) Payment and Financial Services

Paytm currently derive a majority of their revenue from payment services. Within payment services, primarily revenue is generated from (i) the transaction fee that they charge merchants based on a percentage of GMV, (ii) consumer convenience fees that is charged from consumers for certain types of transactions, and, (iii) recurring subscription fees from merchants for certain products and services, such as Paytm Soundbox and POS.

ii) Commerce and Cloud Services

For travel, entertainment and ticketing, and other commerce businesses, they generate revenues by charging merchants a transaction fee, and/or consumers a convenience fee, which is typically linked to a percentage of transaction value. Some of thr marketing and promotional expenses, such as a portion of cashbacks, are netted off from total revenue in certain cases. For software and cloud services, they charge their merchants a subscription fee, and in some instances a fee linked to the volume of activity on the platforms.

Paytm Revenue Segmentation

Payment and financial services
Other Income

Commerce and cloud services

Paytm Product & Services

Paytm Mall
Paytm Payment Bank
Paytm Money
Gamepind
Paytm Smart Retail
Digital Wallet
Mobile Payments
Banking
Online Shopping

Paytm Assets

Paytm has total assets of worth 9151 Cr. It includes Servers and networking equipment (Computers), Laptops and desktops (Computers), Furniture and fittings, Office equipment, Plant & Machinery and vehicles and others

Paytm Industry Overview

Industry Statistics

The landscape of payments and transactions is changing rapidly, owing to the growing enterprises and consumer propensity toward digital transformation and proliferation of smartphones.
The India mobile payments market was valued at $125.6 billion in 2019, and is projected to reach $1,384.0 billion by 2027, registering a CAGR of 35.0%. The mobile web payments segment was the highest revenue contributor with $65.3 billion in 2019, and is estimated to reach $638.6 billion by 2027, registering a CAGR of 33.0%
It is estimated that India may see the fastest growth in digital payment transaction value between 2019 to 2023 with a CAGR of 20.2%.
UPI Transaction shows tremendous growth in India, It has recorded 187% or 3X jump Aggregating 10,787.54 mn transaction in 2019. While in March 2020 UPI transactions were valued at $ 29.22 bn in March 2020, recording 1.25 bn transactions.
India's mobile wallet industry is estimated to grow at a CAGR of 150% to reach $4.4 bn by 2022, while mobile wallet transactions is estimated to touch $492.6 bn during the same period.
PAYTM is operating its business in giant market of digital payment which is estimated to grow into ₹ 9500 bn in coming few years.

Future Prospects

Paytm is planning to have gold bank a/c, which will allow users not only to buy gold and store it in digital form but also to use it to buy other services on paytm.
Due to several factors, including Indian government initiatives and reforms, improving technology, increasing reach and awareness, digital payments are expected to become more than double from US$ 20 trillion in FY 2021 to US$ 40-50 trillion by FY 2026.
In India, as unique mobile payment users increase from 252 mn in FY 2021 to 650-700 mn in FY 2026, mobile payments are expected to increase by 5x crossing 100 billion payments in volume. The individual was the highest revenue contributor with $84.6 billion in 2019, and is estimated to reach $959.9 billion by 2027, registering a CAGR of 35.5%.
TPV of payment aggregator is expected to increase from $170 bn in FY 2021 to $550 bn in FY 2026 where Paytm has the widest selection of payments, commerce and financial services With increased acceptance of digital payments, more companies have started offering digital payment solutions. As of now Paytm is the most integrated player with presence across various payment formats.
Yearly investment in gold expected to increase from $25 bn in FY 2021 to $41 bn by FY 2026. Paytm is looking forward to increase its dealing in golds, and planning to have a gold bank A/C.

Government Initiatives

In 2008, National Payments Corporation of India (NPCI) was set up as an umbrella organization for retail payment system. It is an initiative of RBI and Indian Banks Association (IBA) to create a robust payment and settlement infrastructure in India. In last 10 years, it has introduced various digital platforms and mode of payments such as UPI, RuPay, Aadhaar Enabled Payment System

Paytm Awards & Achievements

2021 Awarded ‘Best FinTech Growth Story’ award at ‘India Digital Awards’ conducted by Internet and Mobile Association of India
2021 Our Subsidiary, Paytm Money Limited, was awarded for ‘trading tech’ at BW Disrupt TechTors Summit & Awards
2020 Our Group Company, Paytm Payments Bank Limited, was awarded ‘ETBFSI Excellence Award’ for the ‘Best Digital Bank of the Year’ category by ETBFSI.com
2020 Our Subsidiary, Paytm Money Limited, was awarded the ‘excellence in payment’ award by India FinTech Forum at India FinTech Awards,20
2019 Our Group Company, Paytm Payments Bank Limited, was awarded ‘Finacle Client Innovation Award, 2019’ for the ‘product innovation’ category by Infosys Finacle
2019 Mr. Vijay Shekhar Sharma was awarded as one of the business leaders of the year by Horasis and KPMG
2018 Awarded ‘best online commercial’ award at Drivers of Digital Awards and Summit, 2018
2018 Mr. Vijay Shekhar Sharma was awarded the ‘Entrepreneur of the Year ‘award at AIMA Managing India Awards, 2018 by All India Management Association
2018 Awarded under the ‘mobile payment product’ category for digital payment facilitators at the 12th India Digital Summit organised by Internet and Mobile Association of India
2017 Mr. Vijay Shekhar Sharma was named in the ‘2017 Time 100’, the list of ‘hundred most influential people in the world’ by TIME
2016 Awarded under the ‘impact’ category at Future of Fintech Awards by Financial Times
2015 Awarded the ‘Disruptive Digital Innovator’ award at Digitizing India Awards, 2015
2015 Awarded the ‘Most Innovative Company of the Year’ award at Business Standard Annual Awards, 2014

Paytm Strengths

Paytm is one of the 11 entities out of 41 applicants which got license from RBI to run a payments bank in February 2015 and is the second such service to go live in India after Airtel.
Paytm is continuously innovating its products and adding new solutions to its bucket every year, like in FY20 company has introduced the all-in-one POS device, QR, Paytm for Business app and Paytm Business Khata.
It has high brand awareness due to strong marketing campaigns.
The lead Investors in PAYTM are Soft Bank, Alibaba Holding Ltd. SAIF partners, Sapphire Ventures, Ant Financial Services Group etc.

Paytm Shortcomings

Paytm Bank is a digital bank which can accept deposits and give interests but cannot offer loans.
Paytm is highly diversified company and works in many domains which may lead to distraction from the main business.
Large population of India is less tech Savvy and consider cash as primary currency.
Lockdowns imposed as a result of the pandemic impacted Paytm's operations, in particular its commerce and cloud business. Revenue from commerce and cloud services decreased by 38.0% to ₹6,932 million in FY 2021 from ₹11,188 million in FY 2020.

Paytm Opportunities

Paytm can work towards educating customers for cashless transactions, which will boost their customer base.
They can offer more banking services along with online payment option.
Paytm is planning to have gold bank a/c, which will allow users not only to buy gold and store it in digital form but also to use it to buy other services on paytm.

Paytm Threats

Security and privacy of user is a concern for paytm.
Paytm rely on our financial institutions partners to provide our financial services and products, and any failure to maintain our relationships with them could have an adverse impact on our operations.
Paytm has a history of net losses, According to company's anticipations operating expenses will increase in the future, and they may not be able to achieve and maintain profitability.
Acquisitions, strategic investments, entries into new businesses, and divestitures could disrupt our business, divert our management’s attention, result in additional dilution to our shareholders, and harm our business.