Policybazaar Growth

Insurance commission of the company has increased, it includes addition of new customers as well aa commission earned by renewal of policies. Company is performing good in its domain and now looking to expand the revenue base by approaching different segment of economy, which can generate huge amount of revenue for the company in long term

Net profit of the company is negative from past 3 years, but is continuously improving. In Fy21 company has seen improvement in its profit as due to insurance awareness spread by government, they decreased their advertising expenses and still saw increase in demand for services, which led to reduction in gap between revenue and expenses.

Company is not profitable from previous 3 years but they are improving every year. As of now company is not able to generate good returns but the improvement in financials and management can assure us of good future performance, and adequate earnings.

Company's reserves and surplus have increased, which will be used as employee benefit expense. According to data it can be estimated that company is planning to pay off huge portion of employee benefit expenses by these reserves. This can reduce the cash expenses of the company and will lead to improvement in operating profit in future.

One of the important factor for improvement in book value can also be increase in security premium, which is constantly improving every year due to gain in reputation of the company.

In recent years there is huge growth in total assets due to increase in investments and fixed deposits of the company. According to expansion plans they will further increase their assets in coming years, which will give them long term benefits.

There is continuous growth in company's cash flow from operations, this year company has seen positive cash flow due to improvements in profit.  They have also received income tax refund this year, which improved their cash inflow.