Research Reports
SMILE MICROFINANCE Unlisted Shares
SMILE MICROFINANCE Share Price
PHYSICAL
PUBLIC LIMITED
Price Chart
1W
1M
1Y
MAX
High
₹95
Low
₹3
Return
-40.22%
SMILE MICROFINANCE Essentials
As of April 21, 2026, S.M.I.L.E. MICROFINANCE, Unlisted Shares are trading at ₹55.00 per share and face value is ₹10.00/share, with a 52-week high of ₹55.00 and 52-week low of ₹55.00. The minimun lot size is 3640 shares, and the shares are traded on NSDL.
ISIN
INE786V01012
An International Securities Identification Number (ISIN) is a code that uniquely identifies a specific securities issue. The numbers are allocated by a country's respective national numbering agency (NNA).
Face Value
10
Value of a security, as stated by its issuer. It has no relation with market price of the stock.
Total Shares
1,73,39,693
Total shares or total number of shares outstanding represents the amount of stock on the open market, including shares held by institutional investors and restricted shares held by insiders and company officers.
Market Cap
95.37 Cr
Market capitalization is the aggregate valuation of the company based on its current share price and the total number of outstanding shares.
Profit After Tax
3.07 Cr
It is the final profit left over after subtracting all operating and non operating items from net revenue.
Total Revenue
6.79 Cr
Gross income refers to the total income earned by an individual on a pay check before taxes and other deductions. It comprises all incomes received by an individual from all sources – including wages, rental income, interest income, and dividends.
P/E
31.07
It is a valuation parameter that measures the company's current share price relative to its per-share earnings. Generally, high P/E is Overvalued & low P/E is Undervalued.
P/B
1.14
It shows the relationship between the current price and the book value of each share. A lower P/B ratio can mean that the stock is undervalued.
Sector
Financials
A sector is an area in which businesses share the same or a related product or service. It can also be known as an industry or market that shares common operating characteristics
Sub-sector
Consumer Finance
Subsectors are the divisions of a sector. They are areas that vary from the rest of the sector substantially enough to justify creating a plan just for the subsector.
Category
Liquidation
Category is defined as a class or division of things regarded as having particular shared characteristics.
Cashflow - Operations
1.38 Cr
It indicates the amount of money a company brings in from its ongoing and regular operations over a fixed period of time.
About SMILE MICROFINANCE
- S.M.I.L.E Microfinance is a non-banking-finance company (NBFC), registered with and regulated by the Reserve Bank of India.
- The company is primarily engaged in providing microfinance services to Women from poor segments of urban/rural Tamilnadu and adopts Joint Liability Model(JLG) model to provide unsecured loans to the members. The model ensures credit discipline through weekly, fortnightly, and monthly meetings to ensure individual members are diligent in utilizing the loan and prompt in repaying their loan.
- The company SMILE Microfinance has a presence across 7 states with a portfolio outstanding of INR 606 Cr, managed through a network of 144 branches and a team of more than 880 employees.
- It is the first Chennai-based Microfinance Institution (MFI) to set up MFI operations obtained a license from RBI in 2015 and has a first mover advantage.
- The company launched its operations to provide credit services in 2004. In 2006, the Company was registered as a non-deposit accepting Non-Banking Financial Company (‘NBFC-ND’) with the RBI.
- S.M.I.L.E. Microfinance Limited is a subsidiary of DWM Investments (Cyprus) Limited.
- As of FY24, the company has gone into voluntary liquidation.
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SMILE MICROFINANCE Media
News
Articles
Videos
Over-borrowing a concern in growing microfinance sector: Smile Microfinance MD Murali Srinivas
29 Nov 2019
Frequently Asked Question (FAQs)
Where can I find the annual report of S.M.I.L.E. MICROFINANCE Ltd?
The annual report of S.M.I.L.E. MICROFINANCE Ltd is available in the annual report section.
How to buy S.M.I.L.E. MICROFINANCE Unlisted Shares?
Please find below the procedure for buying S.M.I.L.E. MICROFINANCE Unlisted Shares at Planify.
• 1. You confirm booking of S.M.I.L.E. MICROFINANCE Unlisted Shares with us at a trading price.
• 2. You provide your client master report (ask the broker if not available) along with PAN Card and Cancelled Cheque in case you are not transferring funds from the bank account as mentioned in the CMR Copy. These are KYC documents required as per SEBI regulations.
• 3. We will provide the bank details.
• 4. You need to transfer funds in that account.
• 5. Payment has to be done in RTGS/NEFT/IMPS CHEQUE TRANSFER. No CASH DEPOSIT.
• 6. Payment has to be done from the same account in which shares are to be credited.
• 7. We will transfer the shares in 24 hours if funds are credited before 2 pm.
Important Note: Please note that the lock-in period for selling S.M.I.L.E. MICROFINANCE Unlisted Shares is 6 months after listing. Hence you can’t sell S.M.I.L.E. MICROFINANCE Unlisted Shares which you bought in Pre-IPO for 6 months after its listing. i.e. You can sell it only after 6 months calculated from the listing date.
What is the lock-in period of S.M.I.L.E. MICROFINANCE Unlisted Shares?
Lock-in period of S.M.I.L.E. MICROFINANCE Unlisted Shares depends upon category of investors.
• 1. Venture Capital Funds or Alternate Investment Fund of Category -I or II, or Foreign Venture Capital Investor - lock-in Period of 6 months from the date of acquisition of S.M.I.L.E. MICROFINANCE Unlisted Shares.
• 2. Other Investors (include Retail, HNIs or Body Corporate) lock-in Period of 6 months from the date of listing of IPO of S.M.I.L.E. MICROFINANCE Unlisted Shares.
This new SEBI rule was introduced in the month of August-2021, wherein the SEBI has reduced the lock-in period previously from 1 year to 6 months to encourage more and more funds to be invested in startups which are going to public or IPO in near future. Reduction of lock-in is seen as big step and after that many PMS funds are advising their clients to invest in Pre-IPO shares to get the benefit of early stage investment.
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SMILE MICROFINANCE
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