Research Reports
Fino Paytech Unlisted Shares
Fino Paytech Share Price
DMAT
PUBLIC LIMITED
Price Chart
1W
1M
1Y
MAX
High
₹452
Low
₹105
Return
-51.35%
Fino Paytech Essentials
As of April 15, 2026, Fino Paytech, Unlisted Shares are trading at ₹108.00 per share and face value is ₹10.00/share, with a 52-week high of ₹132.00 and 52-week low of ₹106.00. The minimun lot size is 1000 shares, and the shares are traded on NSDL and CDSL.
ISIN
INE511I01011
An International Securities Identification Number (ISIN) is a code that uniquely identifies a specific securities issue. The numbers are allocated by a country's respective national numbering agency (NNA).
Face Value
10
Value of a security, as stated by its issuer. It has no relation with market price of the stock.
Total Shares
10,45,64,236
Total shares or total number of shares outstanding represents the amount of stock on the open market, including shares held by institutional investors and restricted shares held by insiders and company officers.
Market Cap
1,129.29 Cr
Market capitalization is the aggregate valuation of the company based on its current share price and the total number of outstanding shares.
Profit After Tax
80.83 Cr
It is the final profit left over after subtracting all operating and non operating items from net revenue.
Total Revenue
1,339.31 Cr
Gross income refers to the total income earned by an individual on a pay check before taxes and other deductions. It comprises all incomes received by an individual from all sources – including wages, rental income, interest income, and dividends.
P/E
13.97
It is a valuation parameter that measures the company's current share price relative to its per-share earnings. Generally, high P/E is Overvalued & low P/E is Undervalued.
P/B
1.65
It shows the relationship between the current price and the book value of each share. A lower P/B ratio can mean that the stock is undervalued.
Sector
Financials
A sector is an area in which businesses share the same or a related product or service. It can also be known as an industry or market that shares common operating characteristics
Sub-sector
Payment Infrastructure
Subsectors are the divisions of a sector. They are areas that vary from the rest of the sector substantially enough to justify creating a plan just for the subsector.
Category
Micro Cap
Category is defined as a class or division of things regarded as having particular shared characteristics.
Cashflow - Operations
595.1 Cr
It indicates the amount of money a company brings in from its ongoing and regular operations over a fixed period of time.
About Fino Paytech
- FINO PayTech Limited ("Fino") offers to design and implement technology solutions for banks, microfinance institutions (MFIs), insurance companies, government entities, and consultants in India. The Group includes a Non-Banking Financial Company - Non-Deposit Accepting or Holding Company ('NBFC-ND') registered with the Reserve Bank of India ('RBI').
- The Group has identified four reportable business segments viz. Corporate Business, Lending, Retail, and Others. (i) Corporate business includes customer acquisition on behalf of other banks and servicing them through the BC network. (ii) Lending includes the distribution of small ticket-size loans to SHGs in rural areas and operating for our NBFC and as BCs to other NBFCs/ banks. It is engaged in providing finance to poor women in rural areas of India who are organized as Joint Liability Groups ('JLG'). The Group services institutions like banks, microfinance institutions, government entities, and insurance companies (iii) Retail includes account opening (CASA), banking transactions, remittance, and sale of other financial products like insurance, mutual fund, etc. through branch networks and merchant channels. (iv) Others consist of residuary incomes such as grants and Interest on Income tax refunds. The company also offers credit scoring, third-party verification, risk management, core banking, and business correspondent services, as well as an electronic banking technology payment platform.
- Its products include FINO Tijori, a biometric smart card based no frills saving account product that enables banks/MFIs to offer financial products, such as loans, remittance, and insurance to their customers by issuing multi-application smart cards; FINOSaral, an end-to-end loan management solution that enables each branch of the bank/MFI to reach out to a large number of loan applicants and process the loan applications; and FINO Tatkaal, which provides a technology platform and processing capabilities for remittance transaction.
- Fino has a tie-up with commercial banks to sell their financial products like mutual funds, and insurance, to get other income.
- Fino Paytech has developed applications to acquire micro-customer and prepares biometric products for enrollment, storage, and verification. The company also takes care of the day-to-day management of operations.
- Founded on July 13, 2006, is headquartered at Mumbai, Fino Paytech is an institutional investor-driven company owned by international and Indian investors.
- Founder Mr. Khera has been honored and recognized as “Young Global Leader of 2011” by World Economic Forum and he has received praise for his role as one of the thought leaders in the financial inclusion and microfinance space in India.
- *Note - The company's valuation is based solely on its equity shares, as information regarding the issuance, pricing, and conversion rate of preference shares is not available in the annual reports or PAS documents.
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Fino Paytech Media
News
Articles
Videos
Payments Council of India writes to FM raising concern on Fino CEO arrest
08 Mar 2026
Fino becomes India’s first Payments Bank to receive ‘In-principle’ approval from RBI for conversion into a Small Finance Bank
27 Jan 2026
Fino Payments Bank gets approval for transition into a small finance bank
07 Dec 2025
• Banking Frontiers
Frequently Asked Question (FAQs)
Where can I find the annual report of Fino Paytech Ltd?
The annual report of Fino Paytech Ltd is available in the annual report section.
How to buy Fino Paytech Unlisted Shares?
Please find below the procedure for buying Fino Paytech Unlisted Shares at Planify.
• 1. You confirm booking of Fino Paytech Unlisted Shares with us at a trading price.
• 2. You provide your client master report (ask the broker if not available) along with PAN Card and Cancelled Cheque in case you are not transferring funds from the bank account as mentioned in the CMR Copy. These are KYC documents required as per SEBI regulations.
• 3. We will provide the bank details.
• 4. You need to transfer funds in that account.
• 5. Payment has to be done in RTGS/NEFT/IMPS CHEQUE TRANSFER. No CASH DEPOSIT.
• 6. Payment has to be done from the same account in which shares are to be credited.
• 7. We will transfer the shares in 24 hours if funds are credited before 2 pm.
Important Note: Please note that the lock-in period for selling Fino Paytech Unlisted Shares is 6 months after listing. Hence you can’t sell Fino Paytech Unlisted Shares which you bought in Pre-IPO for 6 months after its listing. i.e. You can sell it only after 6 months calculated from the listing date.
What is the lock-in period of Fino Paytech Unlisted Shares?
Lock-in period of Fino Paytech Unlisted Shares depends upon category of investors.
• 1. Venture Capital Funds or Alternate Investment Fund of Category -I or II, or Foreign Venture Capital Investor - lock-in Period of 6 months from the date of acquisition of Fino Paytech Unlisted Shares.
• 2. Other Investors (include Retail, HNIs or Body Corporate) lock-in Period of 6 months from the date of listing of IPO of Fino Paytech Unlisted Shares.
This new SEBI rule was introduced in the month of August-2021, wherein the SEBI has reduced the lock-in period previously from 1 year to 6 months to encourage more and more funds to be invested in startups which are going to public or IPO in near future. Reduction of lock-in is seen as big step and after that many PMS funds are advising their clients to invest in Pre-IPO shares to get the benefit of early stage investment.
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Fino Paytech
₹ 108
