KLM Axiva Q3FY25 Results Update
- Financial Performance (Q3 FY25 vs Q3 FY24): KLM Axiva Finvest Limited reported a total income of ₹88 Cr in Q3 FY25, marking a 5.0% YoY growth from ₹83 Cr in Q3 FY24. This was driven by a rise in interest income, which increased 5.2% YoY to ₹839.61 Cr from ₹798.39 Cr in Q3 FY24. On the cost front, finance costs surged by 17.2% YoY to ₹48 Cr from ₹41, reflecting higher borrowing expenses. Employee expenses grew 9.2% YoY to ₹19 Cr from ₹17 Cr, while other expenses declined 17.6% YoY to ₹15 Cr from ₹18 Cr. Profit Before Tax (PBT) stood at ₹2 Cr, down 58.7% YoY from ₹6 Cr due to increased costs. Profit After Tax (PAT) was ₹90 lacs, registering a 78.9% YoY decline from ₹4 Cr in Q3 FY24. Earnings Per Share (EPS) for the quarter was ₹0.04, down significantly from ₹0.21 in Q3 FY24.
- Nine-Months Performance (9M FY25 vs 9M FY24): For the nine-month period ended December 31, 2024, KLM Axiva’s total income stood at ₹252 Cr, up 9.1% YoY from ₹231 Cr in 9M FY24. Interest income grew 9.8% YoY to ₹246 Cr, while other income declined 13.3% YoY to ₹6 Cr. Despite revenue growth, PBT declined 6.2% YoY to ₹15 Cr from ₹16 Cr, impacted by rising finance costs. PAT stood at ₹11 Cr, down 3.5% YoY from ₹12 Cr in 9M FY24. EPS for 9M FY25 was ₹0.50, compared to ₹0.57 in the previous year.
- Operational Metrics & Key Ratios (Q3 FY25 vs Q3 FY24): The debt-to-equity ratio rose to 6.03x, reflecting higher leverage. The net profit margin declined to 4.45% from 5.14%, indicating profitability pressures. Gross Non-Performing Assets (GNPA) increased to 2.08% from 1.63%, while Net NPA (NNPA) also rose to 1.07% from 0.65%, signaling heightened asset risk. Meanwhile, the Capital Adequacy Ratio (CRAR - Tier I) stood at 15.72%, suggesting adequate capital buffers.
- Growth Outlook: KLM Axiva continued to achieve steady revenue growth, driven by higher interest income. However, rising borrowing costs and operational expenses significantly impacted profitability, leading to a contraction in net profit margins and EPS. While asset quality remains a focus, elevated leverage presents ongoing challenges. Moving forward, effectively managing cost pressures and maintaining loan book quality will be critical. Despite these headwinds, a stable CRAR and controlled NPA levels provide some resilience against market volatility. Enhancing cost efficiency and diversifying funding sources could help the company navigate the upcoming quarters more effectively.
Tags
Unlisted SharesPre-IPOInvestmentStock MarketFinance
Stay Connected, Stay Informed –
Join Our
Don’t miss out on exclusive updates, market trends, and real-time investment opportunities. Be the first to know about the latest unlisted stocks, IPO announcements, and curated Fact Sheets, delivered straight to your WhatsApp.