Fintech firm BharatPe turns profitable in FY25; CEO Negi says, 'We're growing responsibly'

BharatPe, a fintech firm based in Gurugram, has achieved adjusted profit before tax (PBT) for the first time. For the fiscal year 2025, the company reported an adjusted PBT of ₹6 crore (excluding ESOP expenses), a significant improvement compared to a loss of ₹342 crore in the previous fiscal year (FY24). Total revenue for FY25 reached ₹1,734 crore, with growth across various business segments. EBITDA, excluding ESOP expenses, improved to a profit of ₹141 crore, recovering from a loss of ₹209 crore in FY24. Additionally, UPI offline transactions saw a year-on-year increase of 26%.

Revenue from operations has grown at a compound annual growth rate (CAGR) of 54%, rising from ₹457 crore in FY22 to ₹1,667 crore in FY25. Adjusted PBT (excluding ESOP costs) turned positive in FY25, compared to a loss of ₹765 crore in FY22.

“Achieving PBT positivity is more than just a financial milestone; it signifies a successful turnaround. We are no longer just scaling; we are growing responsibly, with strong financial governance and a clear focus on sustainable value creation. This performance demonstrates our disciplined execution, effective cost control, and commitment to building scalable, revenue-generating businesses,” stated Nalin Negi, CEO of BharatPe.