PhonePe launches UPI Circle for transactions on behalf of trusted contacts

PhonePe has launched UPI Circle, making it easier for users to do payments on behalf of their loved ones. The feature enables dependents to create their UPI ID without linking it to a bank account. This expands online payments for users who have limited access to digital financial services.

A primary user can add their friend or someone from their family to their circle on PhonePe using a UPI ID or QR code. The primary users will be able to review payment requests for the secondary users, track their expenses, and get secure access to their detailed payment records within the circle. ​